:root{--navy:#10243d;--navy2:#172f4b;--gold:#c8a366;--paper:#f7f9fb;--ink:#213044;--muted:#64748b;--line:#e4eaf0}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:84px}body{margin:0;font-family:'Prompt',sans-serif;color:var(--ink);background:#fff;font-weight:400}a{color:inherit;text-decoration:none}button{font:inherit}button,a{ -webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible{outline:3px solid #d8a048;outline-offset:3px}.container{width:min(1160px,calc(100% - 40px));margin:auto}.skip-link{position:absolute;top:-100px;left:12px;padding:10px;background:#fff;z-index:100}.skip-link:focus{top:10px}.site-header{position:sticky;top:0;background:#fff;z-index:20;border-bottom:1px solid #edf0f3}.nav-bar{height:82px;display:flex;align-items:center;gap:32px}.brand{display:flex;align-items:center;gap:12px;font-weight:700;color:var(--navy);font-size:21px;letter-spacing:.04em;white-space:nowrap}.brand small{display:block;font-size:9px;font-weight:500;letter-spacing:.24em}.brand-mark{height:42px;width:42px;border-radius:12px;background:var(--navy);color:var(--gold);display:grid;place-items:center;font-size:24px}.navigation{display:flex;align-items:center;gap:28px;margin-left:auto}.navigation a{font-size:13px;font-weight:500}.navigation a:hover,.inline-link:hover,.button-text:hover{color:#a37b3c}.button{display:inline-flex;justify-content:center;align-items:center;gap:20px;min-height:50px;padding:12px 24px;background:var(--gold);color:#10243d;border-radius:7px;font-size:14px;font-weight:600;transition:transform .2s,background .2s}.button:hover{transform:translateY(-2px);background:#dfb77b}.button-small{min-height:41px;padding:10px 18px}.menu-toggle{display:none;background:transparent;border:0;font-size:27px;cursor:pointer}.hero{background:linear-gradient(110deg,#10243d 0%,#172f4b 60%,#213b54 100%);color:#fff;overflow:hidden}.hero-grid{min-height:550px;display:grid;grid-template-columns:1.12fr .88fr;align-items:center;gap:30px}.hero-copy{padding:68px 0 76px}.eyebrow{color:#d0b185;font-size:11px;letter-spacing:.22em;font-weight:600;display:flex;align-items:center;gap:12px}.eyebrow-line{height:1px;width:26px;background:var(--gold)}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(32px,4vw,55px);line-height:1.4;letter-spacing:-.035em;margin:22px 0}h1 em{font-style:normal;color:#e5bb7d}.hero-copy>p{line-height:1.95;color:#d6deea;max-width:540px;font-size:15px}.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:28px;margin-top:30px}.button-text{font-weight:500;font-size:14px}.trust-note{margin-top:50px;color:#c4cfdc;font-size:12px}.trust-note span{color:var(--gold);margin-right:6px}.hero-visual{min-height:400px;position:relative;display:flex;align-items:center;justify-content:center}.orb{position:absolute;border-radius:50%;border:1px solid #9cb1c238}.orb-one{height:390px;width:390px}.orb-two{height:295px;width:295px}.feature-panel{position:relative;width:310px;max-width:80%;border:1px solid #607992;background:linear-gradient(160deg,#2b4762,#1e334d);box-shadow:0 20px 60px #07152570;border-radius:22px;padding:28px;transform:rotate(-5deg)}.panel-label{font-size:10px;letter-spacing:.17em;color:#d4b889}.feature-panel strong{display:block;margin-top:15px;font-size:20px}.feature-panel small{display:block;color:#cad4df;margin-top:5px}.trend-lines{display:flex;align-items:end;gap:17px;height:115px;border-bottom:1px solid #607992;padding:0 17px 0}.trend-lines span{flex:1;border-radius:7px 7px 0 0;background:linear-gradient(#e5c48e,#b3884f);height:30%}.trend-lines span:nth-child(2){height:48%}.trend-lines span:nth-child(3){height:40%}.trend-lines span:nth-child(4){height:73%}.trend-lines span:nth-child(5){height:92%}.mini-card{position:absolute;right:-4px;bottom:27px;transform:rotate(5deg);padding:15px 18px;display:flex;gap:12px;align-items:center;background:#fff;color:var(--ink);box-shadow:0 12px 40px #07152540;border-radius:14px;font-size:12px;font-weight:600}.mini-card small{display:block;color:var(--muted);font-size:10px;font-weight:400}.mini-icon{background:#e9f5ec;color:#28895b;border-radius:50%;height:30px;width:30px;display:grid;place-items:center;font-size:15px}.section{padding:96px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:37px}.kicker{display:block;font-size:12px;color:#a7834c;letter-spacing:.18em;font-weight:600;margin-bottom:10px}h2{font-size:clamp(27px,3vw,39px);line-height:1.45;color:var(--navy);margin-bottom:12px}.section-head p,.about p,.contact-box p{font-size:14px;color:var(--muted);line-height:1.9;margin-bottom:0}.inline-link{font-size:13px;color:#a7834c;white-space:nowrap}.services{background:var(--paper)}.service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:19px}.service-card{padding:30px;background:#fff;border:1px solid var(--line);border-radius:13px;transition:transform .2s,box-shadow .2s}.service-card:hover{transform:translateY(-4px);box-shadow:0 12px 28px #152a4410}.service-icon{display:grid;place-items:center;height:48px;width:48px;border-radius:12px;background:#eff3f7;color:#b08a51;font-size:27px;margin-bottom:22px}.service-card h3{font-size:17px;color:var(--navy);margin-bottom:12px}.service-card p{font-size:13px;color:var(--muted);line-height:1.9;min-height:78px}.service-card a{font-size:12px;color:#a7834c;font-weight:600}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.about-art{height:345px;display:flex;align-items:center;justify-content:center;flex-direction:column;background:linear-gradient(145deg,#e6edf3,#f9fafb);border-radius:18px;color:var(--gold)}.about-circle{height:175px;width:175px;border:2px solid #d2b17d;border-radius:50%;display:grid;place-items:center;font-size:95px;font-weight:700;color:var(--navy);box-shadow:0 0 0 17px #ffffff77}.about-art>span{font-size:10px;letter-spacing:.19em;margin-top:38px;color:#7c8da0}.about p{margin:0 0 17px}.button-dark{background:var(--navy);color:white;margin-top:17px}.button-dark:hover{background:#254566}.contact-section{padding-top:30px}.contact-box{border-radius:20px;background:var(--navy);padding:60px;display:flex;align-items:center;justify-content:space-between;gap:40px}.contact-box h2{color:white}.contact-box p{color:#ced7e2;max-width:560px}.contact-actions{display:flex;flex-direction:column;gap:12px;align-items:flex-start;max-width:240px}.button-light{background:#f3f5f8}.contact-actions small{font-size:10px;color:#bccbda;line-height:1.6}.site-footer{padding:29px 0;border-top:1px solid var(--line)}.footer-row{display:flex;justify-content:space-between;gap:14px;color:#738194;font-size:12px}.footer-row a:hover{color:var(--gold)}
@media(max-width:900px){.nav-bar{height:70px}.menu-toggle{display:block;margin-left:auto}.navigation{display:none;position:absolute;top:70px;left:0;right:0;flex-direction:column;gap:0;align-items:stretch;background:#fff;box-shadow:0 12px 20px #10243d16;margin:0;padding:8px 20px 20px}.navigation.open{display:flex}.navigation a{padding:14px 10px;border-bottom:1px solid var(--line)}.nav-cta{display:none}.hero-grid{grid-template-columns:1fr;gap:0}.hero-copy{padding:65px 0 15px}.hero-visual{min-height:330px}.hero-copy h1{font-size:clamp(34px,6vw,52px)}.service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.about-grid{gap:35px}}
@media(max-width:600px){.container{width:min(100% - 32px,1160px)}.brand{font-size:17px}.brand-mark{height:38px;width:38px}.hero-copy{padding-top:56px}.hero-copy>p{font-size:14px}.trust-note{margin-top:34px}.hero-visual{min-height:295px}.orb-one{width:290px;height:290px}.orb-two{width:220px;height:220px}.feature-panel{width:255px;padding:21px}.mini-card{right:0;bottom:25px;padding:12px}.section{padding:67px 0}.section-head{align-items:start;flex-direction:column;gap:12px}.service-grid{grid-template-columns:1fr}.service-card p{min-height:0}.about-grid{grid-template-columns:1fr}.about-art{height:260px}.about-circle{height:125px;width:125px;font-size:68px}.about-art>span{margin-top:24px}.contact-section{padding-top:0}.contact-box{padding:32px 25px;flex-direction:column;align-items:stretch}.footer-row{flex-direction:column}.hero-actions{gap:17px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}


/* STEP 4.1: Header and navigation styled to match the original website.
   Keep this section separate while the remaining page is being reconstructed. */
.site-header{position:relative;top:auto;background:#fff;border-bottom:0;z-index:20}
.legacy-header-inner{max-width:1100px;min-height:142px;padding:20px 0;display:flex;justify-content:space-between;align-items:center;gap:30px}
.legacy-brand{display:flex;flex-direction:column;align-items:flex-start;line-height:1.15;color:#151515;white-space:nowrap}
.legacy-brand-name{font-size:36px;font-weight:700;letter-spacing:-1.5px}
.legacy-brand-name span{color:#de2535}
.legacy-brand small{font-size:15px;font-weight:600;font-style:italic;color:#2082b6;align-self:center;letter-spacing:-.02em}
.legacy-contact{display:flex;flex-direction:column;align-items:flex-end;line-height:1.25;color:#111}
.legacy-contact strong{font-size:21px;font-weight:700}
.legacy-contact span{font-size:13px;color:#344056;margin-top:7px}
.legacy-nav{background:#050505;color:#fff;position:relative;z-index:19}
.legacy-nav-inner{display:flex;justify-content:center;align-items:center}
.legacy-menu{display:flex;align-items:center;justify-content:center;gap:34px;min-height:48px}
.legacy-menu a{color:#fff;font-size:16px;font-weight:600;line-height:1.5;padding:10px 0}
.legacy-menu a:hover,.legacy-menu a:focus-visible{color:#f0a237}
.legacy-menu-toggle{display:none;border:0;background:transparent;color:#fff;font-size:17px;cursor:pointer;padding:13px 4px}
html{scroll-padding-top:15px}
@media(max-width:900px){
  .legacy-header-inner{min-height:120px}
  .legacy-brand-name{font-size:29px}
  .legacy-contact strong{font-size:18px}
  .legacy-menu{gap:20px}
  .legacy-menu a{font-size:14px}
}
@media(max-width:650px){
  .legacy-header-inner{flex-direction:column;gap:12px;text-align:center;padding:18px 0;min-height:0}
  .legacy-brand{align-items:center}
  .legacy-contact{align-items:center}
  .legacy-contact span{font-size:12px}
  .legacy-nav-inner{display:block}
  .legacy-menu-toggle{display:block;width:100%;text-align:left}
  .legacy-menu{display:none;min-height:0;flex-direction:column;align-items:stretch;gap:0;padding:0 0 8px}
  .legacy-menu.is-open{display:flex}
  .legacy-menu a{border-top:1px solid #343434;padding:12px 14px;font-size:15px}
}

/* STEP 4.2 - original supplied banner at native aspect ratio 2000:600.
   Image occupies entire viewport width, no crop. */
.original-banner{display:block;width:100%;margin:0;padding:0;background:#ffc34b;line-height:0;overflow:hidden}
.original-banner img{display:block;width:100%;height:auto;max-width:none;object-fit:contain}

/* STEP 4.3 — original 4-column article layout */
.legacy-introduction{padding:36px 0 16px;background:#fff;text-align:center}
.legacy-introduction h1{font-size:clamp(20px,2vw,26px);font-weight:400;line-height:1.55;letter-spacing:0;color:#333;margin:0 0 24px}
.legacy-introduction p{font-size:14px;line-height:1.75;color:#555;max-width:790px;margin:0 auto}
.legacy-articles{background:#fff;padding:10px 0 38px}
.legacy-section-heading{display:flex;align-items:center;gap:10px;margin-bottom:17px}
.legacy-section-heading::before{content:"";height:6px;width:48px;background:#eda338;flex:none}
.legacy-section-heading h2{font-size:22px;font-weight:400;line-height:1.35;letter-spacing:0;color:#333;margin:0}
.legacy-article-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:19px;align-items:stretch}
.legacy-article-card{display:flex;flex-direction:column;min-width:0;border:1px solid #dedede;background:#fff;box-shadow:0 2px 0 #dedede}
.legacy-article-card img{display:block;width:100%;height:auto;aspect-ratio:4/3;object-fit:cover}
.legacy-article-body{padding:12px 14px 15px;flex:1;display:flex;flex-direction:column;align-items:center;text-align:center;gap:18px}
.legacy-article-body h3{font-size:17px;line-height:1.45;font-weight:500;letter-spacing:0;margin:0;color:#383838}
.legacy-read-more{margin-top:auto;display:inline-block;border:1px solid #eda338;color:#db8b18;padding:6px 19px;border-radius:999px;font-size:13px;line-height:1.5;cursor:default}
@media(max-width:850px){.legacy-article-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.legacy-articles{padding-bottom:30px}}
@media(max-width:520px){.legacy-introduction{padding-top:26px}.legacy-introduction p{font-size:13px}.legacy-article-grid{grid-template-columns:1fr;gap:15px}.legacy-article-card img{aspect-ratio:4/3}.legacy-article-body h3{font-size:16px}}


/* STEP 4.3.1 — visual refinements from original desktop reference */
.legacy-introduction,
.legacy-articles {font-family:Arial,Tahoma,sans-serif;}
.legacy-introduction {padding:34px 0 18px;}
.legacy-introduction h1 {font-size:25px;font-weight:400;line-height:1.6;margin:0 0 29px;color:#333;}
.legacy-introduction p {max-width:950px;font-size:14px;line-height:1.46;font-weight:400;color:#4a4a4a;}
.legacy-articles {padding:14px 0 39px;}
.legacy-section-heading {margin-bottom:17px;gap:10px;}
.legacy-section-heading h2 {font-size:21px;font-weight:400;}
.legacy-article-grid {gap:19px;}
.legacy-article-body {padding:12px 11px 14px;gap:12px;min-height:125px;}
.legacy-article-body h3 {font-size:16px;line-height:1.35;font-weight:400;color:#353535;}
.legacy-read-more {font-size:13px;padding:5px 17px;line-height:1.35;}
@media(max-width:850px) {
  .legacy-introduction p {line-height:1.7;}
  .legacy-introduction p br {display:none;}
}
@media(max-width:520px) {
  .legacy-introduction {padding-top:27px;padding-bottom:12px;}
  .legacy-introduction h1 {font-size:21px;margin-bottom:18px;}
  .legacy-introduction p {font-size:14px;}
  .legacy-article-body {min-height:110px;}
}

/* STEP 4.4 — 12 supplied original service graphics, 4 columns x 3 rows. */
.original-services{background:#fff;padding:15px 0 48px;font-family:Arial,Tahoma,sans-serif}
.original-services .legacy-section-heading{margin-bottom:20px}
.original-service-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));column-gap:19px;row-gap:28px;align-items:start}
.original-service-item{margin:0;padding:0;min-width:0;line-height:0}
.original-service-item img{display:block;width:100%;height:auto;aspect-ratio:1/1;object-fit:contain}
@media(max-width:850px){.original-service-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}}
@media(max-width:520px){.original-service-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.original-services{padding-bottom:30px}}


/* STEP 4.4.2 — service captions below each supplied image */
.original-service-grid{row-gap:27px;align-items:stretch}
.original-service-item{display:flex;flex-direction:column;line-height:normal}
.original-service-caption{padding-top:15px;color:#393939;text-align:left}
.original-service-caption h3{font-size:15px;line-height:1.4;font-weight:600;letter-spacing:0;margin:0 0 4px;overflow-wrap:anywhere}
.original-service-caption p{font-size:13px;line-height:1.48;font-weight:400;letter-spacing:0;color:#555;margin:0;overflow-wrap:anywhere}
.original-service-caption .service-hash{color:#e99a25;font-size:17px;font-weight:700}
@media(max-width:850px){.original-service-grid{row-gap:26px}.original-service-caption h3{font-size:15px}.original-service-caption p{font-size:13px}}
@media(max-width:520px){.original-service-grid{row-gap:23px}.original-service-caption{padding-top:10px}.original-service-caption h3{font-size:13px;line-height:1.4}.original-service-caption p{font-size:12px;line-height:1.55}}

/* STEP 4.5 — original six audience photos and pale-blue block */
.audience-section{background:#e5f8fc;padding:20px 0 23px;font-family:Arial,Tahoma,sans-serif;text-align:center;color:#3b3b3b}
.audience-heading{display:flex;align-items:center;justify-content:center;gap:11px;margin:0 0 20px;color:#383838;font-size:25px;font-weight:600;line-height:1.35}
.audience-heading::before,.audience-heading::after{content:"";display:block;width:46px;height:2px;background:#eba131;flex:none}
.audience-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));column-gap:44px;row-gap:25px;align-items:start}
.audience-item{margin:0 auto;max-width:340px;min-width:0}
.audience-item img{display:block;width:118px;height:118px;object-fit:cover;border-radius:50%;margin:0 auto 6px}
.audience-item h3{font-size:16px;font-weight:500;line-height:1.4;margin:0 0 2px;color:#383838}
.audience-item p{font-size:13px;line-height:1.4;margin:0 auto;color:#555;max-width:305px}
@media(max-width:750px){.audience-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.audience-heading{font-size:22px}}
@media(max-width:470px){.audience-grid{grid-template-columns:1fr;gap:22px}.audience-item img{width:115px;height:115px}.audience-section{padding:25px 0}.audience-heading{font-size:19px}.audience-heading::before,.audience-heading::after{width:24px}}

/* STEP 4.6 — white informational section, two-column, orange dividers */
.bank-guidance{position:relative;isolation:isolate;overflow:hidden;background:#fff;padding:31px 0 54px;color:#444;font-family:Arial,Tahoma,sans-serif}
.bank-guidance-content{position:relative;z-index:1}
.bank-guidance-decor{position:absolute;z-index:0;top:100px;color:#d5d8da;opacity:.25;pointer-events:none}
.bank-guidance-decor svg{width:100%;height:auto}
.bank-guidance-decor.decor-left{left:-35px;width:260px}
.bank-guidance-decor.decor-right{right:-16px;width:255px;top:120px}
.bank-guidance-title{display:flex;justify-content:center;align-items:center;gap:11px;font-size:25px;font-weight:600;text-align:center;color:#333;line-height:1.4;margin:0 0 27px}
.bank-guidance-title:before,.bank-guidance-title:after{content:"";height:2px;width:48px;flex:none;background:#eca138}
.bank-guidance-columns{display:grid;grid-template-columns:1fr 1fr;gap:46px}
.bank-guidance-column h3{font-size:18px;line-height:1.5;font-weight:500;color:#393939;margin:0 0 12px}
.bank-guidance-column p{font-size:14px;line-height:1.75;margin:0 0 15px;color:#444}
.bank-guidance-column .bank-guidance-lead{font-size:22px;line-height:1.48;margin:9px 0 16px;color:#404040}
.bank-guidance-column .bank-guidance-lead-small{font-size:16px;font-weight:600;color:#343434}
.bank-guidance-column .bank-guidance-note{font-size:12px;color:#666}
.bank-guidance-cta{display:inline-block;color:#b46b13;border:1px solid #eca138;padding:9px 19px;border-radius:24px;font-size:14px;margin-top:3px}
.bank-guidance-cta:hover{background:#fff6e9}
@media(max-width:740px){.bank-guidance{padding:30px 0 42px}.bank-guidance-title{font-size:21px}.bank-guidance-title:before,.bank-guidance-title:after{width:22px}.bank-guidance-columns{grid-template-columns:1fr;gap:19px}.bank-guidance-column .bank-guidance-lead{font-size:19px}.bank-guidance-decor{opacity:.14}}


/* STEP 4.7 — original orange contact ribbon and navy footer */
.site-header .site-logo{display:block;width:345px;max-width:100%;height:auto}
.legacy-contact a{color:inherit;text-decoration:none}.legacy-contact a:hover{color:#d88e29}
.legacy-contact-band{background:#e7a035;color:#0e1a32;padding:23px 0 27px;font-family:Arial,Tahoma,sans-serif}
.legacy-contact-band-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:23px;align-items:center}
.contact-brand{text-align:center}.contact-brand img{max-width:195px;width:100%;height:auto}
.contact-phones{display:flex;align-items:center;flex-direction:column;gap:4px;text-align:center}
.contact-phones strong{font-size:22px;line-height:1.25;white-space:nowrap}.contact-phones span{font-size:14px}
.contact-phones a:hover{text-decoration:underline}
.contact-line{text-align:center}.contact-line img{width:min(264px,100%);height:auto;display:block;margin:0 auto 5px}
.contact-line small{font-size:12px;display:block;color:#1b2034}
.legacy-footer{background:#121a3b;color:#f5f5fa;padding:14px 0 70px;min-height:390px;font-family:Arial,Tahoma,sans-serif}
.legacy-footer-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:36px;align-items:start}
.footer-col h2{font-size:17px;font-weight:500;color:#ffa52e;border-left:5px solid #eba131;padding:7px 0 7px 8px;margin:0 0 12px}
.footer-col p,.footer-col address{font-size:13px;line-height:1.7;margin:0 0 7px;color:#fff;font-style:normal}
.footer-col address span,.footer-col address strong{display:block;margin-bottom:6px}
.footer-col a{color:#fff}.footer-col a:hover{text-decoration:underline}
.footer-social-label{color:#93a2c9!important;margin:0 0 22px!important}
.footer-facebook-placeholder{background:#f8fafc;color:#1d2d4d;min-height:112px;max-width:330px;padding:14px 13px;display:flex;flex-direction:column;gap:8px;border:1px solid #dce2e9;font-size:15px}
.footer-facebook-placeholder span{font-size:12px}.footer-facebook-placeholder small{font-size:11px;color:#617189}
.newsletter-demo{display:flex;gap:8px;align-items:center;margin-bottom:17px}
.newsletter-demo input{min-width:0;flex:1;padding:9px 10px;border:1px solid #ddd;border-radius:3px;background:#fff;font-size:13px;color:#333}
.newsletter-demo button{background:#efa637;border:0;border-radius:999px;padding:10px 13px;color:#fff;font-size:12px;white-space:nowrap}
.newsletter-demo button:disabled{opacity:.7;cursor:not-allowed}
.footer-pro-logo{display:block;width:min(300px,100%);height:auto;object-fit:contain;margin:16px auto 0;background:#fff;padding:8px;border-radius:3px}
.legacy-copyright{background:#e7a035;color:#5e461d;text-align:center;padding:11px;font-family:Arial,Tahoma,sans-serif;font-size:12px}
.legacy-backtop{position:fixed;right:16px;bottom:18px;z-index:40;background:#eba12f;color:#fff;width:44px;height:44px;display:grid;place-items:center;font-size:30px;line-height:1;border-radius:50%;box-shadow:0 3px 8px #0002}
.legacy-floating-line{position:fixed;right:72px;bottom:13px;z-index:40;display:flex;align-items:center;gap:18px;min-width:176px;justify-content:space-between;background:#283b4a;color:white;border-radius:6px 6px 0 0;padding:7px 12px;font-size:13px;box-shadow:0 3px 9px #0002}
.legacy-line-dot{background:#25c64a;color:#fff;font-size:9px;font-weight:bold;border-radius:50%;width:34px;height:34px;display:grid;place-items:center}
@media(max-width:900px){.legacy-contact-band-grid,.legacy-footer-grid{gap:15px}.contact-phones strong{font-size:18px}}
@media(max-width:700px){.legacy-contact-band-grid,.legacy-footer-grid{grid-template-columns:1fr;text-align:center;gap:22px}.legacy-footer{padding-bottom:85px}.footer-col h2{text-align:left}.footer-facebook-placeholder{margin:0 auto}.contact-phones strong{font-size:20px}.footer-pro-logo{width:min(260px,100%)}.legacy-contact-band{padding:24px 0}.site-header .site-logo{width:min(345px,90vw)}.legacy-floating-line{min-width:140px;gap:8px}}

/* STEP 4.10.2: Responsive banner; desktop image unchanged. */
.original-banner picture{display:block;width:100%;line-height:0}
.original-banner picture img{display:block;width:100%;height:auto}


/* STEP 4.10.3 — compact floating actions on phones only. */
@media (max-width: 700px) {
  .legacy-backtop {
    width: 42px;
    height: 42px;
    right: 12px;
    bottom: 16px;
    font-size: 27px;
    border-radius: 50%;
  }
  .legacy-floating-line {
    width: 48px;
    height: 48px;
    min-width: 0;
    right: 64px; /* 12px outer inset + 42px back-to-top + 10px gap */
    bottom: 13px;
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 0;
    padding: 0;
    border-radius: 50%;
    background: #06c755;
    box-shadow: 0 3px 9px #0002;
  }
  .legacy-floating-line .legacy-line-dot {
    width: 40px;
    height: 40px;
    font-size: 11px;
    background: transparent;
  }
  .legacy-floating-line > span:not(.legacy-line-dot) {
    display: none;
  }
}


/* STEP 4.10.4: Mobile service readability and footer-safe floating buttons. */
@media (max-width: 700px) {
  .original-service-grid { column-gap: 18px; row-gap: 30px; }
  .original-service-caption { padding-top: 12px; }
  .original-service-caption h3 { font-size: 15px; line-height: 1.5; margin-bottom: 7px; }
  .original-service-caption p { font-size: 14px; line-height: 1.65; color: #414141; }
  .original-service-caption .service-hash { font-size: 17px; }
  /* Leave controls clickable over content, hide where footer has contact links. */
  body.mobile-contact-in-view .legacy-floating-line,
  body.mobile-contact-in-view .legacy-backtop {
    opacity: 0; visibility: hidden; pointer-events: none;
    transform: translateY(12px);
  }
  .legacy-floating-line, .legacy-backtop {
    transition: opacity .18s ease, transform .18s ease, visibility .18s ease;
  }
}
@media (max-width: 380px) {
  .original-service-grid { column-gap: 14px; }
  .original-service-caption h3 { font-size: 14px; }
  .original-service-caption p { font-size: 13.5px; line-height: 1.62; }
}
@media (prefers-reduced-motion: reduce) {
  .legacy-floating-line, .legacy-backtop { transition: none; }
}

/* STEP 4.11 — article details and real customer-review gallery. */
.inner-page-header{background:#fff;border-bottom:1px solid #e6e9ef}
.inner-page-header .container{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:18px;padding-bottom:18px}
.inner-page-logo{display:block;width:min(280px,57vw);height:auto}
.inner-page-nav{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.inner-page-nav a{color:#13243c;text-decoration:none;font-size:14px;font-weight:500}
.inner-page-nav a:hover,.inner-page-nav a:focus-visible{color:#a9762b;text-decoration:underline}
.inner-page-main{max-width:940px;margin:0 auto;padding:52px 22px 90px;color:#1b2b42}
.inner-page-eyebrow{display:inline-block;color:#ae782b;font-size:13px;font-weight:600;letter-spacing:.05em;margin-bottom:12px}
.inner-page-main h1{font-size:clamp(25px,4vw,38px);line-height:1.45;margin:0 0 20px;color:#14243e}
.inner-page-main h2{font-size:21px;color:#14243e;margin:32px 0 12px}
.inner-page-main p,.inner-page-main li{font-size:16px;line-height:1.9;color:#35445a}
.inner-page-main ul{padding-left:24px}
.inner-page-hero{width:100%;max-height:350px;object-fit:cover;border-radius:16px;margin:4px 0 26px}
.inner-page-lead{font-size:18px!important;color:#263b54!important}
.inner-page-note{border-left:4px solid #d4a55d;background:#fff8eb;padding:14px 18px;border-radius:0 9px 9px 0;margin:28px 0}
.inner-page-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.inner-page-button{display:inline-block;background:#d6a75b;color:#14213b!important;padding:12px 22px;border-radius:9px;text-decoration:none;font-weight:600}
.inner-page-button.outline{background:white;border:1px solid #c39a60}
.inner-page-footer{background:#121a39;color:#fff;text-align:center;padding:25px 16px;font-size:13px}
.inner-page-footer a{color:#edbd76}
.review-intro{max-width:720px}
.review-gallery{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:36px 0}
.review-placeholder{background:#f5f7fb;border:1px dashed #9aa9bb;border-radius:14px;min-height:240px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:11px;padding:22px;text-align:center;color:#52667b}
.review-placeholder .review-symbol{font-size:30px}
.review-placeholder strong{color:#1e304a;font-size:15px}
.review-placeholder small{font-size:12px;line-height:1.7}
.review-card{background:#fff;border:1px solid #e2e7ed;border-radius:14px;overflow:hidden}
.review-card img{width:100%;height:auto;display:block}
.review-card p{padding:0 14px;font-size:13px}
@media(max-width:700px){.inner-page-header .container{flex-direction:column;align-items:center}.inner-page-nav{justify-content:center;gap:16px}.inner-page-main{padding:34px 18px 65px}.review-gallery{grid-template-columns:1fr 1fr;gap:12px}.review-placeholder{min-height:185px;padding:15px}}
@media(max-width:420px){.review-gallery{grid-template-columns:1fr}}


/* STEP 4.11.1 — Article preview hover affordances (desktop + keyboard). */
.legacy-article-card {
  transition: box-shadow .25s ease, transform .25s ease, border-color .25s ease;
}
.legacy-article-image-link {
  display: block;
  overflow: hidden;
  position: relative;
  cursor: pointer;
}
.legacy-article-image-link img {
  transition: transform .3s ease, filter .3s ease;
}
.legacy-article-card:hover,
.legacy-article-card:focus-within {
  border-color: #d6a75b;
  box-shadow: 0 9px 25px rgba(16,32,61,.15);
  transform: translateY(-3px);
}
.legacy-article-image-link:hover img,
.legacy-article-image-link:focus-visible img {
  transform: scale(1.055);
  filter: brightness(1.055);
}
.legacy-read-more {
  cursor: pointer;
  transition: background-color .2s ease, border-color .2s ease, color .2s ease, box-shadow .2s ease;
}
.legacy-read-more:hover,
.legacy-read-more:focus-visible {
  background: #d6a75b;
  border-color: #d6a75b;
  color: #14213b;
  box-shadow: 0 3px 10px rgba(214,167,91,.25);
}
.legacy-article-image-link:focus-visible,
.legacy-read-more:focus-visible {
  outline: 3px solid #be852c;
  outline-offset: 3px;
}
@media (prefers-reduced-motion: reduce) {
  .legacy-article-card, .legacy-article-image-link img, .legacy-read-more {
    transition: none;
  }
  .legacy-article-card:hover, .legacy-article-card:focus-within,
  .legacy-article-image-link:hover img, .legacy-article-image-link:focus-visible img {
    transform: none;
  }
}

/* STEP 6.1: Unify copy size within the bank guidance two-column section. */
.bank-guidance-columns .bank-guidance-column h3,
.bank-guidance-columns .bank-guidance-column p,
.bank-guidance-columns .bank-guidance-column .bank-guidance-lead,
.bank-guidance-columns .bank-guidance-column .bank-guidance-lead-small,
.bank-guidance-columns .bank-guidance-column .bank-guidance-note,
.bank-guidance-columns .bank-guidance-column .bank-guidance-cta {
  font-size: 18px;
  line-height: 1.65;
}